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Finance & Lay-By

FINANCE OPTIONS

At Awesome Beds 4 Kids, we make purchasing easy with flexible Buy Now, Pay Later options to suit your budget.

Afterpay – Pay in 4 interest-free fortnightly instalments. Apply Now

Zip – Choose Zip Pay for smaller purchases or Zip Money for larger orders with flexible repayments. Apply Now

PayPal Pay in 4 – Split your purchase into 4 interest-free payments with no fees when paid on time. Learn More

PayPal Secure Payments – Checkout safely with PayPal Buyer Protection. Sign Up

⚠️ Important: Finance options are subject to approval by the provider. Late or missed payments may incur fees.


LAY-BY TERMS & CONDITIONS

Need more time to pay? Our Lay-By option is available on all products!

15% deposit upfront.
8-week payment term.
Easy payments via Credit Card (over the phone) or Direct Deposit.

To set up a Lay-By, call us at 1300 556 243.

Lay-By Payment Terms

Minimum deposit: 15% of total order value.
Payments must be made every 14 days from order date.
Final payment due within 8-12 weeks (unless an arrangement is approved before ordering).

Direct Deposit Instructions:
➡️ Use your Last Name or Invoice Number as the payment reference.
➡️ Bank details are provided on your invoice.

What Happens if I Don't Pay Off My Lay-By in 8-12 Weeks?

A late order pick-up fee may apply if goods are not collected or delivered on time.
If you cancel your Lay-By, a 15% cancellation fee is deducted from the total order value.

Lay-By Cancellations & Refunds

If you cancel your Lay-By:
✅ All payments will be refunded minus a 15% termination fee on total cost.
✅ Refunds are issued via Direct Deposit or to the original credit card used for payment.
✅ We do not provide cash refunds over $50 in-store.

Awesome Beds 4 Kids reserves the right to cancel a Lay-By if:
The Lay-By exceeds 12 weeks without prior approval.
Payments are not made within the agreed timeframe.
The product is no longer available due to circumstances beyond our control (in this case, a full refund will be issued).


YOUR RIGHTS UNDER AUSTRALIAN CONSUMER LAW (ACL)

Faulty or Defective Products – You are entitled to a repair, replacement, or refund if the product has a major fault.
Change of Mind – Lay-By cancellations are subject to the 15% cancellation fee as per retail lay-by agreements.
Safe & Secure Payments – All transactions are processed through secure, encrypted payment systems.

For more details, visit the Australian Consumer Law website.

Need help with finance or Lay-By?
Call us at 1300 556 243
Email: sales@beds4kids.com.au

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